Finansije Bez Tajni About us
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About us

Get to know us

We are Nikolina and Jelena – the people behind “Finansije bez tajni”. We help our people in Germany understand their finances and make informed decisions, in the language that feels close to them.

Why “Finansije bez tajni”?

Many of our people in Germany sign contracts they don't fully understand – in German, full of small print and technical terms. They ask relatives, colleagues or the internet, and the answers often contradict each other.

Your personal moment: when did you realise this was needed? E.g. your own experience after arriving in Germany, or a question you kept getting from family and friends. 2–3 sentences.

That's why we started “Finansije bez tajni” (Finances Without Secrets): we explain German finances in our language – openly, clearly and without pressure. Free on TikTok and Instagram, in person when you need a concrete plan.

Nikolina

Nikolina UtjesinovicFinancial advisor

Since 2020 I have been helping clients in Germany bring their finances in line with their life goals. It matters to me to understand what you want to achieve and to make a clear plan together – from financial security today to your own home and your pension.

Experience
Financial advisor since 2020
Certificates
IHK: financial investments (§34f) and real estate loans (§34i)
Focus areas
e.g. property & loans, pensions, protection for families
Languages
e.g. Serbian / Croatian, German

Personal, 1–2 sentences: where you're from, how long you've been in Germany, family or a hobby. E.g. “I was born in …, I've lived in Germany since …”

One sentence that describes you – e.g. “A good plan isn't complicated, it just has to be yours.”
Photo – portrait, natural light

Jelena PavišićFinancial advisor

Your goals are the starting point of my work. With clear explanations and personal support, I help you make a financial plan that fits what you can do, and work step by step on what matters to you.

Experience
Financial advisor since …
Certificates
e.g. IHK §34d – insurance
Focus areas
e.g. insurance, saving for children, career starters
Languages
e.g. Serbian / Croatian, German

Personal, 1–2 sentences: where you're from, how long you've been in Germany, family or a hobby.

One sentence that describes you.

How we work

  1. In our languageWe explain in Serbian, Croatian, Bosnian or German – whichever you prefer. We turn German paperwork into clear words.
  2. First understand, then decideBefore you sign anything, you know what is covered, what it costs and what is not included. No pressure, no small print.
  3. Personal, not a call centreYou always talk to the two of us – in person in Hanau, by phone, by video or on WhatsApp.
  • 900+Clients with our team since 2020
  • IHKcertified · §34c · §34f · §34i
  • Hanauin person or online from anywhere in Germany

What our clients say

2–3 real quotes from clients go here – only with their permission, e.g. first name and town, or just initials. We don't make up reviews.

Where to find us

Kurt-Blaum-Platz 2, 63450 Hanau. Advice in person at the office or online – by phone or video, from anywhere in Germany.

Photo: the two of you together, e.g. in the office – natural, no logo.

Let's get to know each other.

Write to us – we'll get back to you personally.

NikolinaJelena Send a question