Finances in Germany – explained simply, in your language.
Nikolina and Jelena. No small print.
Choose a topicor call directly: +49 176 37600490
- 900+ clients with our team since 2020
- IHK certified · §34c · §34f · §34i
- Advice at no direct cost
- In person in Hanau or online
Choose a topic
KFZ-Versicherung (car insurance)
First car or switching insurance
Private insurance
Liability, home contents/glass, legal protection …
Loans & property
What the bank wants to see.
Savings & pension
Why the state pension is not enough.
Health & ability to work
Accidents & injuries • Berufsunfähigkeit (occupational disability) • Supplementary health insurance
Calculate it yourself – no name, no number
How it works
- 1Quick checkA few clicks, about 1 minute.
- 2WhatsApp messageYour answers arrive as a ready-made message.
- 3Personal conversationWe get back to you personally and explain everything clearly.
Our promise: without secrets.
We never call anyone unasked. A conversation only starts when you want it – in the way you choose.
- You decide whether.Contact only happens if you send a request yourself. The calculator works without a name or number.
- You decide how.Phone, WhatsApp or email – separately for each channel. We only get in touch where you have allowed it.
- You stay in control.You can withdraw your consent at any time. We explain everything clearly, with no small print.
Get to know us
We are Nikolina and Jelena – the people behind „Finansije bez tajni“. We help our people in Germany understand their finances and make informed decisions, in a language that feels close to them.
Jelena PavišićFinancial advisor
Independent advisors for a large German financial services network. All details on status and registration are in the Erstinformation.
How we are paid
You don't pay for the advice. If you decide on a product, we receive a commission from the product partner.
Frequently asked questions
Is the advice really free?
Yes, you don't pay for the advice directly. If you choose a product, the advisors receive a commission from the product partner.
When will I get an answer?
Usually on the same or the next working day – personally, not automatically.
Will someone call me after a check or calculator?
No. Checks and calculators work without your data. We only get in touch if you send a request yourself – and only through the channel you chose.
In which language is the advice given?
In our language or in German – whichever you prefer.
Where does the advice take place?
In person in Hanau or online (phone, video) – from anywhere in Germany.
What happens to my data?
The website stores nothing. Your request goes straight to the advisor and is used only for your offer. Details in the Privacy Policy.
Not sure which topic?
Write to us directly.