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Pension gap calculator

A rough guide – no name, no number, nothing is saved.

€

Often about 70–80 % of your current net salary.

€

It's in the “Renteninformation”: “Höhe Ihrer künftigen Regelaltersrente” (amount of your future standard pension).

€
yrs
yrs

The standard retirement age in Germany is 67.

Assumptions: we deduct around 11 % from the gross state pension for health and long-term care insurance; taxes are not included. Inflation of 2 % per year until retirement. Capital needed = gap at retirement × 12 months × years in retirement up to age 85, without interest. A rough guide, not investment advice.