What it pays
Damage you accidentally cause to others – to property, people or their finances.
All topics
Privathaftpflicht (personal liability insurance) – without secrets.
Accidents happen. Check in 1 minute whether you are covered.
We reply personally on WhatsApp
Explained briefly
Deckungssumme (sum insured)
Our recommendation: a sum insured of €50 million. Old contracts often have much less.
Family
Your partner and children can be on one contract. A single policy covers only you.
What to watch out for
- Not mandatory – but in Germany you are liable with everything you own.
- Loss of private and work keys is not always included. Check your contract.
- A dog needs its own dog liability insurance (Hundehaftpflicht).
How it works
- 1Quick checkA few clicks, about 1 minute.
- 2WhatsApp messageYour answers arrive as a ready-made message.
- 3Personal conversationWe get back to you personally and explain everything clearly.
Frequently asked questions
Does it also apply on holiday back home?
Our policy applies around the clock, worldwide – wherever you are when you cause damage.
I have an old policy – is it still good?
Old contracts often have low sums and do not cover the loss of work and private keys. It is worth a look.
What if my child breaks something?
A good policy also pays when a small child is not legally liable.